Title Rates
Texas Schedule of Basic Premium Rates for Title Insurance
Prescribed by the Texas Department of Insurance Effective September 1, 2019
| Policies up to and including | Basic Premium | Policies up to and including | Basic Premium | Policies up to and including | Basic Premium | Policies up to and including | Basic Premium |
| 25,000 | 328 | 47,500 | 478 | 70,000 | 631 | 92,500 | 783 |
| 25,500 | 331 | 48,000 | 483 | 70.500 | 635 | 93,000 | 786 |
| 26,000 | 335 | 48,500 | 487 | 71,000 | 639 | 93,500 | 790 |
| 26,500 | 338 | 49,000 | 490 | 71,500 | 641 | 94,000 | 791 |
| 27,000 | 340 | 49,500 | 493 | 72,000 | 644 | 94,500 | 796 |
| 27,500 | 343 | 50,000 | 496 | 72,500 | 648 | 95,000 | 801 |
| 28,000 | 347 | 50,500 | 499 | 73,000 | 651 | 95,500 | 804 |
| 28,500 | 350 | 51,000 | 501 | 73,500 | 654 | 96,000 | 805 |
| 29,000 | 355 | 51,500 | 505 | 74,000 | 658 | 96,500 | 809 |
| 29,500 | 358 | 52,000 | 510 | 74,500 | 662 | 97,000 | 813 |
| 30,000 | 361 | 52,500 | 514 | 75,000 | 666 | 97,500 | 817 |
| 30,500 | 364 | 53,000 | 516 | 75,500 | 668 | 98,000 | 820 |
| 31,000 | 368 | 53,500 | 520 | 76,000 | 671 | 98,500 | 824 |
| 31,500 | 371 | 54,000 | 523 | 76,500 | 674 | 99,000 | 827 |
| 32,000 | 374 | 54,500 | 526 | 77,000 | 678 | 99,500 | 830 |
| 32,500 | 378 | 55,000 | 529 | 77,500 | 681 | 100,000 | 832 |
| 33,000 | 381 | 55,500 | 532 | 78,000 | 685 | 100,500 | 858 |
| 33,500 | 385 | 56,000 | 537 | 78,500 | 689 | 105,000 | 858 |
| 34,000 | 388 | 56,500 | 540 | 79,000 | 693 | 110,000 | 885 |
| 34,500 | 392 | 57,000 | 543 | 79,500 | 694 | 115,000 | 911 |
| 35,000 | 395 | 57,500 | 547 | 80,000 | 698 | 120,000 | 937 |
| 35,500 | 398 | 58,000 | 551 | 80,500 | 702 | 125,000 | 964 |
| 36,000 | 401 | 58,500 | 553 | 81,000 | 706 | 130,000 | 990 |
| 36,500 | 405 | 59,000 | 556 | 81,500 | 708 | 135,000 | 1,016 |
| 37,000 | 408 | 59,500 | 560 | 82,000 | 711 | 140,000 | 1,043 |
| 37,500 | 412 | 60,000 | 564 | 82,500 | 716 | 145,000 | 1,069 |
| 38,000 | 416 | 60,500 | 568 | 83,000 | 720 | 150,000 | 1,096 |
| 38,500 | 419 | 61,000 | 571 | 83,500 | 722 | 155,000 | 1,122 |
| 39,000 | 425 | 61,500 | 573 | 84,000 | 725 | 160,000 | 1,148 |
| 39,500 | 425 | 62,000 | 577 | 84,500 | 729 | 165,000 | 1,175 |
| 40,000 | 428 | 62,500 | 581 | 85,000 | 732 | 170,000 | 1,201 |
| 40,500 | 433 | 63,000 | 583 | 85,500 | 735 | 175,000 | 1,227 |
| 41,000 | 435 | 63,500 | 587 | 86,000 | 738 | 180,000 | 1,254 |
| 41,500 | 439 | 64,000 | 591 | 86,500 | 743 | 185,000 | 1,280 |
| 42,000 | 442 | 64,500 | 594 | 87,000 | 747 | 190,000 | 1,306 |
| 42,500 | 446 | 65,000 | 597 | 87,500 | 749 | 195,000 | 1,333 |
| 43,000 | 448 | 65,500 | 600 | 88,000 | 752 | 200,000 | 1,359 |
| 43,500 | 452 | 66,000 | 604 | 88,500 | 756 | 205,000 | 1,385 |
| 44,000 | 456 | 66,500 | 609 | 89,000 | 760 | 210,000 | 1,412 |
| 44,500 | 459 | 67,000 | 612 | 89,500 | 762 | 215,000 | 1,438 |
| 45,000 | 463 | 67,500 | 613 | 90,000 | 765 | 220,000 | 1,464 |
| 45,500 | 466 | 68,000 | 617 | 90,500 | 768 | 225,000 | 1,491 |
| 46,000 | 469 | 68,500 | 621 | 91,000 | 773 | 230,000 | 1,517 |
| 46,500 | 473 | 69,000 | 624 | 91,500 | 777 | 235,000 | 1,543 |
| 47,000 | 475 | 69,500 | 627 | 92,000 | 779 | 240,000 | 1,570 |
For policies of $100,001 – $1,000,000
Basic Premium
(1) Subtract $100,000 from policy amount.
(2) Multiply result by $.00527 & round to nearest whole dollar.
(3) Add $832 to result.
For policies of $1,000,001 – $5,000,000
Basic Premium
(1) Subtract $1,000,000 from policy amount.
(2) Multiply result by 0.00433 & round to nearest whole dollar.
(3) Add $5,575 to result.
For policies of $5,000,001 – 15,000,000
Basic Premium
(1) Subtract $5,000,000 from policy amount.
(2) Multiply result by 0.00357 & round to nearest whole dollar.
(3) Add $22,895 to result.
For policies of $15,000,001 – $25,000,000
Basic Premium
(1) Subtract $15,000,000 from policy amount.
(2) Multiply result by 0.00254 & round to nearest whole dollar.
(3) Add $58,595 to result.
For policies of $25,000,001 – $50,000,000
Basic Premium
(1) Subtract $25,000,000 from policy amount.
(2) Multiply result by 0.00152 & round to nearest whole dollar.
(3) Add $83,995 to result.
For policies of $50,000,001 – $100,000,000
Basic Premium
(1) Subtract $50,000,000 from policy amount.
(2) Multiply result by 0.00138 & round to nearest whole dollar.
(3) Add $121,995 to result.
For policies greater than $100,000,000
Basic Premium
(1) Subtract $100,000,000 from policy amount.
(2) Multiply result by 0.00124 & round to nearest whole dollar.
(3) Add $190,995 to result.
Loan Policy on a Loan to Take Up, Renew, Extent, or Satisfy and Existing Lien(s)
When a Loan Policy is issued on a loan that fully takes up, renews, extends, or satisfies one or more existing liens that arealready insured by one or more existing Loan Policies, the new Loan Policy must be in the amount of the note of the new loan. The premium for the new Loan Policy is reduced by a credit. The credit is calculated as follows:
- Calculate the Basic Premium on the written payoff balance of the existing loan or the original amount of that loan, whichever is less; and
- Multiply by the percentage below for the time from the existing Loan Policy date to the new Loan Policy date:
- 50% when four years or less;
- 25% when more than four years but less than eight years; or
- After eight years from the date of the Loan Policy insuring the existing loan, the Basic Rate must apply.
Great care has been taken to make these tables correct, though there is no warranty of complete accuracy.