Title Rates

Texas Schedule of Basic Premium Rates for Title Insurance

Prescribed by the Texas Department of Insurance Effective September 1, 2019
Policies up to and including
Basic Premium
Policies up to and including
Basic Premium
Policies up to and including
Basic Premium
Policies up to and including
Basic Premium
25,000
328
47,500
478
70,000
631
92,500
783
25,500
331
48,000
483
70.500
635
93,000
786
26,000
335
48,500
487
71,000
639
93,500
790
26,500
338
49,000
490
71,500
641
94,000
791
27,000
340
49,500
493
72,000
644
94,500
796
27,500
343
50,000
496
72,500
648
95,000
801
28,000
347
50,500
499
73,000
651
95,500
804
28,500
350
51,000
501
73,500
654
96,000
805
29,000
355
51,500
505
74,000
658
96,500
809
29,500
358
52,000
510
74,500
662
97,000
813
30,000
361
52,500
514
75,000
666
97,500
817
30,500
364
53,000
516
75,500
668
98,000
820
31,000
368
53,500
520
76,000
671
98,500
824
31,500
371
54,000
523
76,500
674
99,000
827
32,000
374
54,500
526
77,000
678
99,500
830
32,500
378
55,000
529
77,500
681
100,000
832
33,000
381
55,500
532
78,000
685
100,500
858
33,500
385
56,000
537
78,500
689
105,000
858
34,000
388
56,500
540
79,000
693
110,000
885
34,500
392
57,000
543
79,500
694
115,000
911
35,000
395
57,500
547
80,000
698
120,000
937
35,500
398
58,000
551
80,500
702
125,000
964
36,000
401
58,500
553
81,000
706
130,000
990
36,500
405
59,000
556
81,500
708
135,000
1,016
37,000
408
59,500
560
82,000
711
140,000
1,043
37,500
412
60,000
564
82,500
716
145,000
1,069
38,000
416
60,500
568
83,000
720
150,000
1,096
38,500
419
61,000
571
83,500
722
155,000
1,122
39,000
425
61,500
573
84,000
725
160,000
1,148
39,500
425
62,000
577
84,500
729
165,000
1,175
40,000
428
62,500
581
85,000
732
170,000
1,201
40,500
433
63,000
583
85,500
735
175,000
1,227
41,000
435
63,500
587
86,000
738
180,000
1,254
41,500
439
64,000
591
86,500
743
185,000
1,280
42,000
442
64,500
594
87,000
747
190,000
1,306
42,500
446
65,000
597
87,500
749
195,000
1,333
43,000
448
65,500
600
88,000
752
200,000
1,359
43,500
452
66,000
604
88,500
756
205,000
1,385
44,000
456
66,500
609
89,000
760
210,000
1,412
44,500
459
67,000
612
89,500
762
215,000
1,438
45,000
463
67,500
613
90,000
765
220,000
1,464
45,500
466
68,000
617
90,500
768
225,000
1,491
46,000
469
68,500
621
91,000
773
230,000
1,517
46,500
473
69,000
624
91,500
777
235,000
1,543
47,000
475
69,500
627
92,000
779
240,000
1,570
           
 
 

For policies of $100,001 – $1,000,000

Basic Premium
(1) Subtract $100,000 from policy amount.
(2) Multiply result by $.00527 & round to nearest whole dollar.
(3) Add $832 to result.

For policies of $1,000,001 – $5,000,000

Basic Premium
(1) Subtract $1,000,000 from policy amount.
(2) Multiply result by 0.00433 & round to nearest whole dollar.
(3) Add $5,575 to result.

For policies of $5,000,001 – 15,000,000

Basic Premium
(1) Subtract $5,000,000 from policy amount.
(2) Multiply result by 0.00357 & round to nearest whole dollar.
(3) Add $22,895 to result.

For policies of $15,000,001 – $25,000,000

Basic Premium
(1) Subtract $15,000,000 from policy amount.
(2) Multiply result by 0.00254 & round to nearest whole dollar.
(3) Add $58,595 to result.

For policies of $25,000,001 – $50,000,000

Basic Premium
(1) Subtract $25,000,000 from policy amount.
(2) Multiply result by 0.00152 & round to nearest whole dollar.
(3) Add $83,995 to result.

For policies of $50,000,001 – $100,000,000

Basic Premium
(1) Subtract $50,000,000 from policy amount.
(2) Multiply result by 0.00138 & round to nearest whole dollar.
(3) Add $121,995 to result.

For policies greater than $100,000,000

Basic Premium
(1) Subtract $100,000,000 from policy amount.
(2) Multiply result by 0.00124 & round to nearest whole dollar.
(3) Add $190,995 to result.

Loan Policy on a Loan to Take Up, Renew, Extent, or Satisfy and Existing Lien(s)

When a Loan Policy is issued on a loan that fully takes up, renews, extends, or satisfies one or more existing liens that arealready insured by one or more existing Loan Policies, the new Loan Policy must be in the amount of the note of the new loan. The premium for the new Loan Policy is reduced by a credit. The credit is calculated as follows:

  1. Calculate the Basic Premium on the written payoff balance of the existing loan or the original amount of that loan, whichever is less; and
  2. Multiply by the percentage below for the time from the existing Loan Policy date to the new Loan Policy date:
    1. 50% when four years or less;
    2. 25% when more than four years but less than eight years; or
  3. After eight years from the date of the Loan Policy insuring the existing loan, the Basic Rate must apply.

Great care has been taken to make these tables correct, though there is no warranty of complete accuracy.